PM Edition: Top 10 Business Articles on LiveNews.co.nz for November 10, 2026 – Full Text

Ten sponsors and 12 supporting organisations back a two-day Hong Kong forum on 19 and 20 November connecting Irish and Asia-based businesses

HONG KONG SAR – Media OutReach Newswire – 9 November 2026 – The Irish Chamber of Commerce of Hong Kong today announced the sponsors and supporting organisations behind the Asia Pacific Irish Business Forum 2026, taking place on 19 and 20 November at the Island Shangri-La, Hong Kong. Ireland’s Neale Richmond, Minister of State at the Department of Foreign Affairs with special responsibility for International Development and Diaspora, is among the confirmed speakers.

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About the Asia Pacific Irish Business Forum 2026

About the Irish Chamber of Commerce of Hong Kong

The registration reinforces PhotonPay’s regulatory foundation for payment activities in Canada, with requirements covering operational risk management, incident response and the safeguarding of end-user funds.

HONG KONG SAR – Media OutReach Newswire – 10 November 2025 – PhotonPay today announced that its Canadian operating entity, Photon Dance CA Inc., is now registered with the Bank of Canada as a payment service provider (PSP) under Canada’s Retail Payment Activities Act (RPAA). The entity was previously registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business (MSB). The RPAA registration further strengthens PhotonPay’s regulatory foundation in Canada and supports its continued development of local financial services across North America.

The RPAA establishes a federal framework for the registration and supervision of PSPs conducting specified retail payment activities in Canada. Administered by the Bank of Canada, it sets requirements for operational risk management, incident response and regulatory reporting. PSPs that hold end-user funds are also required to implement measures to safeguard those funds, strengthening oversight and accountability across Canada’s retail payments ecosystem.

The Canadian registration adds to PhotonPay’s broader regulatory presence across North America. In the United States, PhotonPay is registered as a Money Services Business with the Financial Crimes Enforcement Network (FinCEN) and holds money transmitter licenses across multiple U.S. states. Across the Americas, Europe and Asia, PhotonPay holds 35 payment licenses, regulatory authorizations and registrations, reflecting the regulatory breadth behind its operations across key financial markets.

For PhotonPay, building a global financial operating system requires more than connecting payment capabilities across markets. It also means developing the local regulatory and financial infrastructure needed to support those capabilities in each jurisdiction. As businesses expand internationally, their financial operations increasingly span different account structures, payment systems, currencies and regulatory environments. Bringing these functions together requires infrastructure that can address local market requirements while giving businesses a more unified way to manage their global finances.

This is the vision behind PhotonPay’s next-generation Financial OS. Through an integrated, API-first architecture, PhotonPay brings together multi-asset wallets, local collections, global payouts, foreign exchange, card issuing and embedded finance. By supporting both fiat currencies and stablecoins within its broader financial infrastructure, the platform connects traditional payment rails with emerging digital-asset capabilities, helping businesses manage increasingly complex financial operations across markets.

“Global financial infrastructure must be designed around the realities of the markets it serves. Regulatory frameworks, payment systems and the responsibilities involved in handling funds differ across jurisdictions, and these differences need to be accounted for at the infrastructure level,” said JP Pi, Global Chief Compliance Officer at PhotonPay. “Our approach is to build a Financial OS that brings together global capabilities while respecting the regulatory and operational requirements of each local market. The RPAA registration is another step in putting that approach into practice, as we continue developing infrastructure to support businesses operating across an increasingly interconnected financial landscape.”

https://www.photonpay.com

Hashtag: #PhotonPay

About PhotonPay

BANGKOK, THAILAND – Media OutReach Newswire – 9 November 2026 – The Ministry of Higher Education, Science, Research and Innovation (MHESI), through the National Innovation Agency (Public Organization) (NIA), hosted the annual National Innovation Day 2026 awards ceremony. The event honors and commemorates the extraordinary innovation visionary, His Majesty King Bhumibol Adulyadej The Great (Rama IX)—revered as the “Father of Thai Innovation”—whose royal initiative, the Klaeng Din (soil aggravation) project, demonstrated pioneering resource management. During the ceremony, the NIA announced the winners of the prestigious National Innovation Awards, celebrating outstanding Thai innovators and forward-thinking organizations across the public, private, and academic sectors whose contributions generate tangible value for institutions, society, and the nation. Concurrently, the ceremony featured the presentation of the Innovation Thailand Awards and the Thai Rice Innovation Awards, both longstanding collaborative initiatives spearheaded by the NIA.

Dr. Krithpaka Boonfueng, Executive Director of the National Innovation Agency (NIA), said that National Innovation Day remains an essential annual forum dedicated to commemorating the royal grace, genius, and enduring innovation legacy of King Bhumibol Adulyadej The Great. The Ministry of Higher Education, Science, Research and Innovation strongly believes that human capital is the cornerstone of building an innovation-driven society. Consequently, the NIA prioritizes workforce upskilling across all generations alongside deploying technology and innovation to mitigate inequality, expand economic opportunities, enhance quality of life, and sharpen national competitiveness. This mission accelerates Thailand’s transition from a mere consumer of technology into a prolific creator of high-value innovation. The event serves not only as a platform to recognize trailblazers, but also as a catalyst to foster widespread awareness, stimulate active technology adoption, showcase Thai ingenuity on the world stage, and collectively advance Thailand toward becoming a sustainable “Innovation Nation.”

“The National Innovation Awards represent the highest distinction in Thailand’s innovation landscape. They celebrate Thai innovators whose pioneering work delivers clear, measurable value to the country, sparking pride and creative momentum across all sectors while elevating our national image as an emerging Innovation Nation,” stated Dr. Krithpaka. “Now in its 22nd year, the competition reflects a rapid leap forward in domestic innovation capability, keeping pace with an evolving global landscape. Historically, more than 6,736 submissions have entered the awards, with over 370 projects recognized, collectively generating an economic, social, and environmental impact valued at over 138 billion baht.”

Dr. Krithpaka highlighted three winning innovations from the 2026 National Innovation Awards that exemplify success across economic, social, and environmental dimensions, underscoring Thai entrepreneurs’ capacity to combine deep technology with commercial viability:

1. BUZZEBEES: Elevating CRM through AI to Boost Marketing Efficiency and Business Growth Developed by Buzzebees Co., Ltd., this end-to-end customer relationship management (CRM) and online engagement platform secured first prize in the Economic category (Large and Medium Enterprise division). Powered by advanced AI algorithms, the platform streamlines customer data management, consumer behavior analytics, and precision-targeted marketing campaigns. It empowers enterprises to connect with target demographics accurately, retain customer bases, and unlock new revenue streams.

The comprehensive suite encompasses loyalty and points-redemption programs, payment and order management workflows tailored for SMEs and restaurants, and e-commerce channel operations, alongside targeted digital media and affiliate marketing powered by a vast influencer and Key Opinion Leader (KOL) network. By leveraging real-time business diagnostics and automated campaign personalization, the platform can deploy fully functional solutions within just five business days—a 20-fold reduction in turnaround time compared to traditional development cycles that often require up to 100 days.

Currently, BUZZEBEES supports over 500 enterprise platforms, more than 1,500 SME and merchant networks, and an aggregate user base exceeding 200 million consumer and distributor accounts. Notable deployments include Tops’ personalized loyalty platform, which serves over 210,000 active users and has processed more than 40 million reward redemptions. In 2025, the company generated over 2 billion baht annually in gross merchandise value (GMV) through international affiliate channels, saved domestic corporations over 600 million baht annually by replacing reliance on foreign enterprise software, posted 2.964 billion baht in total revenue, and created an average of 260 local tech jobs annually.

2. INSPECTRA MMG: Deep-Learning AI for Mammography Analysis Enhancing Breast Cancer Screening Developed by Perceptra Co., Ltd., INSPECTRA MMG captured first prize in the Social category (Large and Medium Enterprise division). The diagnostic-support AI system assists radiologists in interpreting screening mammograms, specifically targeting the diagnostic complexities posed by dense breast tissue—a characteristic prevalent among Asian women that frequently obscures underlying lesions in standard screenings.

Trained on a proprietary dataset of more than 400,000 mammographic images from Thai cohorts, INSPECTRA MMG detects subtle indicators of malignancy to assist clinical decision-making. Deployed in Thai clinical settings for over three years across more than 220,000 processed patient cases, the tool reduces radiologists’ workloads, optimizes diagnostic throughput, and democratizes access to early cancer detection in medically underserved provinces. Validation data submitted by the company demonstrates an impressive Cancer Detection Rate of 97%, validating AI’s efficacy as a clinical decision-support asset while maintaining physician oversight as the ultimate diagnostic authority. Looking ahead, Perceptra plans to expand outreach via mobile mammography screening units for remote communities, implement an annual software-as-a-service (SaaS) subscription model to fund continued R&D, and scale operations into broader Southeast Asian healthcare markets.

3. MyraShell Aroma: Upcycling Marine Shell Waste into Sustainable Luxury Bio-Materials Developed by Manee Mongkol Gems Factory Co., Ltd., “MyraShell Aroma – Sea of Love” won top honors in the Environmental category (Micro & Small Enterprise, and Social Enterprise division). The initiative upcycles discarded green mussel shells sourced from coastal fishing communities into high-value decorative bio-materials under circular economy principles, effectively curbing coastal waste while establishing sustainable secondary income streams for local artisanal fishers.

The innovation isolates nacre (mother-of-pearl) and calcium carbonate fractions from marine shells, formulating them with bio-based binding polymers and precision engineering techniques into durable, aesthetically sophisticated materials suitable for fine jewelry and luxury decor. MyraShell Aroma features a calibrated micro-porous surface that absorbs and disperses fragrances ambiently without electricity, designed for repeated aromatic refills.

The company has expanded its portfolio under the MyraShell and MyraGem brands to supply interior panels, lighting fixtures, and architectural finishes to luxury five-star hospitality brands. Manee Mongkol Gems collaborates with the Chonburi Fisheries Association and the Sawang Pratheep Community Enterprise for ethical raw material sourcing, complete with origin-traceability protocols, and partners with Kasetsart University on material validation with research grant backing from the NIA. The breakthrough gained international acclaim at Milan Design Week at Superstudio Events in Milan, Italy, where the team exhibited a 3×3-meter “Sea of Love” feature wall. Capitalizing on sustainable luxury storytelling, the company is actively expanding its direct export channels across Italy, Germany, France, and Hong Kong.

Supporting Broader Innovation Ecosystems Alongside the flagship honors, the ceremony presented accolades across complementary specialized initiatives:

• The 22nd National Innovation Awards: Organized directly by the NIA to honor impact across five dedicated pillars: Economy, Society, Environment, Innovation Communicator, and Innovative Organization. The 2026 edition drew 437 competitive submissions.
• The 26th Innovation Thailand Awards: Co-organized with the Science Society of Thailand under the Patronage of His Majesty the King, this initiative fosters youth-led innovation and guides intellectual property toward viable commercialization across two academic tiers: Higher Vocational/Undergraduate and Vocational/Secondary levels (attracting 494 entries).
• The 18th Thai Rice Innovation Awards: Co-hosted with the Thai Rice Foundation under Royal Patronage to incentivize high-value product transformation and process innovation across the rice value chain. Awards were conferred across Industrial and Community Enterprise categories, drawing 82 submissions.

Serving as the nation’s “Focal Conductor,” the NIA continues to align with domestic and international partners through its core Groom – Grant – Growth – Global framework. This integrated strategy aims to expand Thailand’s cohort of market-ready innovation-driven enterprises (IDEs), catalyze economic value creation, and fortify national competitiveness to firmly cement Thailand’s standing as an internationally recognized Innovation Nation.

Hashtag: #NIA

An Asia digital transformation programme for founders and SMEs, starting in Malaysia, with a full refund if the delivery date is missed

KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 9 November 2026 – Fully customised business software and AI solutions, built by engineers and backed by a full refund if the agreed delivery date is missed. Starting in Malaysia and rolling out across Asia, made possible by more than 100 partners.

Nexawork AI is an Asia focused technology company building the AI Business Operating System. It was co-founded by Allen Tan Chee Hoe, its Chief Executive Officer, and Sky Wee, its Chief Business Development Officer.

Today Allen Tan Chee Hoe announced the launch of Nexawork AI’s Asia digital transformation programme, which helps founders, project owners and small and medium enterprises (SMEs) build their first digital product. It offers custom software development, including AI solutions and AI agents, starting with a Starter Pack at RM19,900.00, with a full refund of the development fee if Nexawork AI misses the delivery date in the contract.

The programme starts in Malaysia, its first market in Southeast Asia, before extending across Asia. Applications are open now at nexawork.ai. Its pricing is made possible by more than 100 partners, who share the work and bring businesses to the programme.

Why Asia’s SMEs hold back on AI and digital transformation
Asia runs on small businesses. Across 26 economies tracked by the Asian Development Bank (ADB), micro, small and medium enterprises make up 99.8% of all enterprises, employ 67.6% of the workforce and produce 38.7% of national output. Yet many still run on paper and spreadsheets, SME digitalisation lags, and AI is widening the gap. In South Korea, a 2024 Korea Federation of SMEs survey of 300 SMEs found only 5.3% using AI, and the obstacle cited most was the lack of AI services built for their needs.

Cost and risk add to the hesitation. In Malaysia, 2026 industry estimates put even a basic first version of mobile software at RM30,000 to RM60,000, and most SME projects at RM60,000 or more. For a first time founder, that is a large bet on one vendor. Owners are avoiding risk, not technology.

“Transformation fails on the first invoice, not on the technology,” said Allen Tan Chee Hoe, Co-Founder and Chief Executive Officer of Nexawork AI. “We are not trying to reprice the market. We want to give many SMEs the confidence to take their first step into digitisation, together with more than 100 partners, so a founder anywhere in Asia can build a first digital product without betting the year on it. And we are not here to replace anyone’s workforce. Our AI brings productivity to business owners and their teams, so that adoption actually happens.”

A full refund if the delivery date is missed
If Nexawork AI misses the delivery date in the contract, the business receives a full refund of the development fee. The clock starts when the business provides complete information and access, and the scope is fixed in writing before work begins.

Custom software development and AI solutions built around the business
Every system is shaped around the individual business. Professional engineers write, review and test every build, and the owner needs no technical knowledge. Projects can include a native mobile platform for ordering, payment through the business’s own provider, delivery tracking and referrals, an admin console, connections to existing software, and AI built for the business, from AI solutions on its own data to AI agents that answer enquiries or follow up on orders.

RM19,900.00 is the Starter Pack, the entry point to the programme: a focused first system built around one core workflow, such as taking orders or bookings, with an admin console for the owner. Builds with more features, AI, payments or integrations are scoped and priced above the Starter Pack.

Why the programme price is possible: more than 100 partners
The programme is designed to grow the market, not to undercut it. The price is not set to compete with the market: most SMEs would not commission development at RM100,000 or more, so the programme reaches businesses that would otherwise not digitise at all, rather than taking work from established developers. The Starter Pack can start at RM19,900.00 because more than 100 partners share the work and bring businesses to the programme, so less of each project’s price goes on sales and marketing.

Nexawork AI’s team shapes each founder’s first product before any code is written. Lavie System Solutions brings almost two decades of development experience, so proven building blocks are not reinvented for every project. Healing Mind Group, led by Lee Hong Rui, a trainer accredited by HRD Corp, Malaysia’s Human Resource Development Corporation, joins as Business Process and SME Transformation Partner to map workflows and prepare teams. Dova Space looks after the people side of change, Eco Bee Biotech and Eco Bee Shop introduce the programme to their network, and Jayv Chang Yoon Voon, marketing partner for Southeast Asia, reaches businesses through partner and community channels.

How the programme works
Each custom software development project starts with a written scope, after which the price and the delivery date go into the contract. The build runs in about twelve sprints over about three months. Every project includes three months of free maintenance; hosting, domain and infrastructure are paid by the business to its own providers, from about US$100 a month. Every system is built to connect directly to the Nexawork AI platform, which is expected to launch by the second quarter of 2027.

The founders behind Nexawork AI
Allen Tan Chee Hoe is a serial founder and product architect with 15 years of experience in technology and product development. According to internal operating records, he previously built a startup to more than 4 million users and 60,000 business owners, and his teams have supported more than 180 projects globally for companies that together raised more than US$200 million. Sky Wee, who leads global business development and partnerships, is a Singapore based serial entrepreneur and venture investor.

The Nexawork AI Partner App
Nexawork AI will also launch the Nexawork AI Partner App, expected in the first quarter of 2027, so referral partners can refer businesses to the platform and handle enquiries and introductions in one place. Partners can register their interest at nexawork.ai.

Larger digital transformation projects
Alongside the programme, Nexawork AI is helping established companies digitise through larger projects, each scoped and priced on its own and separate from the RM19,900.00 Starter Pack. They include Vorahome, a home services platform founded by Alan Foong, Vincent Wong and Ivan Hiew Chin Woon; and Big Ben Dining Group, a food, entertainment and technology dining concept founded by Bengemen Tan Boon Yong.

How to apply
To claim the programme, a business needs an official Programme Code from the Nexawork AI sales team. Founders, project owners and businesses can apply at nexawork.ai or approach any Nexawork AI Sales Manager across Southeast Asia. A salesperson will contact them to confirm the fit and issue the code, which opens the scoping session; the sales team verifies each business through its code and uses it to track every approved project. The programme is open while it lasts, until Nexawork AI announces its close, and codes, like places, are limited each month.
https://nexawork.ai/
https://www.linkedin.com/company/nexaworkai
https://web.facebook.com/nexaworkai

Hashtag: #NexaworkAI #WorkLessWinMore #DigitalTransformation #CustomSoftware #AIforBusiness #AIAgents #SMEMalaysia #SMEDigitalisation #SoftwareDevelopment